PLEASE READ THESE TERMS AND CONDITIONS (“TERMS”) CAREFULLY BEFORE USING THE SERVICES DESCRIBED HEREIN. BY ACCESSING THE WEBSITE LOCATED AT www.stonehillamc.com (“WEBSITE”), YOU ACKNOWLEDGE THAT YOU HAVE READ THESE TERMS AND CONDITIONS AND AGREE TO BE BOUND BY THEM. IF YOU DO NOT AGREE TO ALL OF THE TERMS AND CONDITIONS OUTLINED IN THIS AGREEMENT, YOU ARE NOT AUTHORIZED TO USE THIS WEBSITE.
STONE HILL RESERVES THE RIGHT TO CHANGE, MODIFY, ADD, OR REMOVE PORTIONS OF THESE TERMS AT ANY TIME FOR ANY REASON. WE RECOMMEND THAT YOU REVIEW THESE TERMS PERIODICALLY FOR ANY CHANGES. SUCH CHANGES SHALL TAKE EFFECT IMMEDIATELY UPON POSTING. BY CONTINUING TO ACCESS OUR WEBSITE AFTER CHANGES HAVE BEEN POSTED, YOU AGREE TO THE MODIFIED TERMS.
The content provided on this Website does not constitute tax, accounting, legal, regulatory, insurance, or investment advice. Neither the information nor any opinions expressed on this Website constitute a solicitation or offer by Stone Hill or its affiliates to buy or sell any securities, futures, options, or financial instruments, nor should any such security be offered or sold in any jurisdiction where such actions would be unlawful under applicable securities laws. Visitors using this Website acknowledge that they are solely responsible for any decisions made based on the information contained herein.
By using this Website, you agree to indemnify and hold harmless Stone Hill, its officers, directors, employees, affiliates, agents, licensors, and suppliers from any and all claims, losses, liabilities, costs, and expenses (including attorneys’ fees) that may arise from your use of the Website, your violation of these Terms, or any decisions made based on the information provided.
The investments and strategies discussed on this Website may not be suitable for all investors and are not obligations or guarantees of Stone Hill or its affiliates. Stone Hill makes no representations that the content is appropriate for use in all locations or that the products, services, and investment opportunities referenced on this Website are available in all jurisdictions or to all investors. Individuals accessing this Website do so at their own initiative and are responsible for compliance with all applicable local laws and regulations.
All investments involve risk, including the potential loss of principal. Market fluctuations may impact the value of your investment. Fixed-income investments are subject to risks such as interest rate, credit, market, and issuer risk. Currency exchange rate fluctuations may affect the value of international investments. Alternative investment strategies may involve higher risks, increased fees, and speculative techniques, which can magnify gains or losses. BEFORE INVESTING IN ANY FUND OR FINANCIAL PRODUCT, IT IS YOUR RESPONSIBILITY TO REVIEW ALL RELEVANT OFFERING MATERIALS, INCLUDING PROSPECTUSES.
This Website is for informational purposes only and should not be considered a forecast, research, or investment recommendation. Stone Hill does not guarantee that the information provided is accurate, current, or complete. Any opinions expressed are subject to change based on market conditions. Past performance is not indicative of future results.
The information and services provided on this Website are offered “AS IS” without warranties of any kind, whether express or implied. To the fullest extent permitted by law, Stone Hill disclaims all warranties, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Stone Hill does not warrant that the Website will be uninterrupted, error-free, or free of harmful components such as viruses.
Investments made in any Stone Hill product or client account are not bank deposits and are not insured or guaranteed by Stone Hill, the Federal Deposit Insurance Corporation (FDIC), or any other governmental entity. Investments in money market funds or short-term investment funds are subject to risk, including the potential loss of principal.
Investors should carefully consider a fund’s investment objectives, risks, charges, and expenses before investing. This information is available in the fund’s offering materials or prospectus, which should be read thoroughly before making an investment decision.
Stone Hill’s investment vehicles may only be available to certain qualified institutional investors and may not be offered to the general public. Prospectuses may not be required for all investment vehicles, and pricing information may not be publicly available. For further details, please contact your Stone Hill representative.
Certain materials available on this Website may be filed with the Securities and Exchange Commission (SEC) and may contain forward-looking statements. Forward-looking statements involve risks and uncertainties and are subject to factors that may cause actual results to differ materially from expectations. Factors that could impact forward-looking statements include, but are not limited to:
All content, text, images, graphics, logos, and software on this Website are owned or licensed by Stone Hill and its third-party information providers. This content is protected under applicable copyright, trademark, and intellectual property laws. You may not copy, modify, distribute, display, or use any portion of this Website for commercial purposes without the prior written consent of Stone Hill.
Downloading materials from this Website is permitted only for personal, non-commercial use, provided that all copyright and proprietary notices remain intact. Unauthorized use, reproduction, or distribution of Website materials is strictly prohibited and may violate intellectual property laws.
This Website may contain links to third-party websites for your convenience. Stone Hill does not control or endorse these external websites, their content, or the products and services they offer. Accessing third-party links from this Website is at your own risk, and Stone Hill disclaims any responsibility for the accuracy, policies, or practices of such websites.
If you wish to create a hyperlink to Stone Hill’s Website from your own website, you must obtain prior written permission. Displaying any logos, trademarks, or copyrighted materials from Stone Hill without authorization is prohibited. Requests for hyperlink permissions should be directed to the contact page.
Electronic communications may not be secure, and transmissions to and from this Website may be subject to interception. Stone Hill does not warrant the security of any information transmitted through this Website and advises users to exercise caution when transmitting sensitive information.
Users acknowledge that unauthorized attempts to access restricted areas of the Website, interfere with its operation, or alter its content are strictly prohibited and may result in legal action.
Stone Hill reserves the right to modify, discontinue, or restrict access to any part of the Website at any time, without prior notice.
Certain Stone Hill clients may access account information, including transactions, through this Website. Account information is unaudited unless noted otherwise and may be based on estimates. Investment decisions should not be made based on such information, as it is subject to change.
Privacy Policy
Please review our Privacy Policy, which is incorporated by reference into this Agreement, to learn about our information collection practices and the measures we take to preserve the privacy and security of your information.
Limitation of Liability
STONE HILL AND ITS AFFILIATES, ALONG WITH THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS, WILL NOT BE LIABLE TO YOU OR ANY OTHER PARTY FOR ANY DAMAGES OF ANY KIND, INCLUDING, BUT NOT LIMITED TO, DIRECT, CONSEQUENTIAL, INCIDENTAL, SPECIAL, OR INDIRECT DAMAGES (INCLUDING BUT NOT LIMITED TO LOST PROFITS, TRADING LOSSES, OR DAMAGES RESULTING FROM USE OR LOSS OF USE OF THIS WEBSITE), EVEN IF STONE HILL HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES. THIS INCLUDES, WITHOUT LIMITATION, DAMAGES ARISING FROM THE USE OR ATTEMPTED USE OF THIS WEBSITE OR ANY LINKED WEBSITE.
IF YOU RESIDE IN A STATE THAT DOES NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES, SOME OR ALL OF THESE LIMITATIONS MAY NOT APPLY TO YOU.
Broker-Dealer’s Potential Conflicts
As a broker-dealer, Stone Hill Investments, Inc., and/or its affiliates may act as a principal for its own account or as an agent for its customers in connection with the sale or purchase of securities that are the subject of content prepared by Stone Hill. If Stone Hill receives a mark-up, commission, or acts as an agent for another party in connection with a transaction, potential conflicts of interest may arise. By using this Website, you acknowledge this potential conflict and understand that you may execute securities transactions at another broker-dealer.
Timeliness of Content
All content on this Website is presented as of the date published or indicated and may be superseded by subsequent market events or for other reasons. You are responsible for ensuring your browser cache settings allow you to receive the most recent data.
Prohibited Uses
Except as otherwise stated in these Terms or expressly authorized by Stone Hill in writing, you may not:
Unauthorized Use of Content
By using this Website, you agree to defend, indemnify, and hold harmless Stone Hill, its affiliates, and their respective officers, directors, and employees from any losses, damages, claims, liabilities, and costs (including reasonable attorneys’ fees) arising from any unauthorized use of this Website’s content.
System Outages and Incomplete Transmissions
Internet software or transmission issues may result in inaccurate or incomplete copies of information displayed on a user’s computer. Stone Hill is not liable for any damages, changes, or omissions occurring during transmission.
Termination
Stone Hill reserves the right to terminate your access to the Website at any time and for any reason without prior notice.
Waiver
No waiver of any term or provision of these Terms by Stone Hill shall be deemed a waiver of any other term or provision at the time of such waiver or in the future.
Integration and Severability
If any provision of these Terms is deemed unlawful or unenforceable, such provision shall be severable from these Terms and will not affect the validity and enforceability of the remaining provisions.
Investment Considerations
Before investing, consider the investment objectives, risks, charges, and expenses of the funds. This information can be found in fund prospectuses or summary prospectuses available on the Stone Hill website. Read all relevant materials carefully before investing.
Investors should also consider whether their home state offers any state tax benefits available only through investment in such state’s qualified tuition program.
Not FDIC Insured | May Lose Value | No Bank Guarantee
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